Contactless QR codes became popular at the onset of contactless payment transactions. These payments have become popular in recent years due to their convenience and reduced risk of germs and virus transmission.
Additionally, the widespread adoption of smartphones and mobile payments has made it easier for consumers to make contactless payments. More customers also prefer these payment modes since they’re more convenient than bringing cash around.
You can use QR codes for contactless payments by allowing customers to scan a code displayed by a merchant to make a payment.
Use QR codes for contactless payments and create them hassle-free using a free QR code generator.
Set up QR code-based payment systems
Merchants are the top users of QR codes for contactless payments replacing the traditional payments system.
Below are the steps to follow so merchants can set up their QR based-payment and how to use QR code for cotactless payments.
- Choose a payment processor that supports QR code-based payments
To make QR code-based payments, a merchant must choose a payment processor that supports this transaction.
Some examples of payment processors that support QR code-based payments include Square, Stripe, and PayPal.
- Create a merchant account with the chosen payment processor
Once a merchant has selected an electronic payment platform, they must create a merchant account.
It typically involves providing the payment processor with information about the business, such as contact information and banking details.
After creating an account, the merchant will have access to the tools and resources needed to accept QR code-based payments.
- Find the QR code generator to suit your QR needs
You can then create a QR code using a free QR code generator. Simply choose a solution out of the offered choices, then generate. Further instructions vary from one QR code maker to another.
- Display the QR code for customers to scan and make payments
Once the merchant has set up the payment system and has created a QR code, they can begin to display the QR code for customers to scan.
They can display the code on a screen or print it on a sign or sticker. When customers are ready to pay, they can simply scan the code using their mobile device and complete the transaction.
Here’s a tip: if you choose to print your QR codes, use high-quality paper and ink to preserve your QR code’s readability.
Uses of contactless payments
- Retail purchase
In-store merchants can take mobile payments via QR code scanning. Clothing items, electronics, and furnishings are all examples of consumer products.
Customers can make contactless payments using a mobile wallet or payment app by scanning the store’s QR code at checkout.
- Food delivery
You can order meals and pay for them with a QR code. Customers can use a mobile payment app or scan a QR code displayed by a restaurant or food delivery service.
Depending on the service, scanning a code may be done online or in the restaurant.
- Public transportation
You can pay fares for public transportation with a simple QR code scan. Example fare types include single-ride and multi-ride prepaid cards.
Users can pay with their preferred mobile payment system by scanning the transport service’s QR code.
- Public parking
Public parking lots accept QR codes. Scan a QR code on the parking meter or parking lot entry and use a mobile wallet or payment app to pay.
This method is definitely more convenient than handing paper bills and coins to parking attendees.
- Events and festivals
Using a QR code event registration and ticketing, attendees may buy tickets and make donations at festivals and other events. Events like festivals, plays, and sports are good illustrations.
QR code allows event planners to display pricing information so attendees can scan and pay with a mobile payment app.
Tips for QR code-based payment
- Use a reputable and secure mobile wallet or payment app
Using a reputable and secure mobile wallet or payment app is vital to ensure the security of contactless QR code payments.
These apps will typically have robust security features, such as encryption and secure storage of payment information. It’s also essential to research and choose a mobile wallet or payment app with a good reputation and well-reviewed by experts.
- Keep your device and apps updated to ensure the latest security features are in place
To make secure contactless payments using a QR code, you should update your mobile device and any relevant apps. New versions of operating systems and mobile payment apps come in every update.
- Avoid sharing personal or financial information through QR code payments
Avoid sharing personal or financial information when making QR code payments for maximum security, including passwords, credit card numbers, and Social Security numbers.
- Check the authenticity of the QR code before scanning to avoid phishing attacks
Before scanning a QR code, verify its legitimacy to secure contactless payments. Minor details such as a call to action, colors, or logo attached in it can help.
It prevents phishing attempts when fraudsters use bogus QR codes to obtain personal or financial information.
The advantage of QR codes is that you get to see the link first before proceeding to its destination, which means you can still run the link through a website checker to see if it’s safe for browsing.
Here’s a tip: only scan displays and ads QR codes placed at establishments you can trust, such as department malls and convenience stores.
- Confirm the amount and details of the transaction before completing the payment
Before making a QR code payment, verify the amount and data to ensure security. You can prevent errors and fraud and informs the customer before completing the transaction.
How to make contactless payment QR code
Here are the steps to make a contactless payment using a QR code:
- Download and set up a mobile wallet or payment app on your device. Examples include Apple Pay, Google Wallet, and PayPal.
- Link a payment method to the app, such as a credit or debit card.
- Set up the app to automatically scan QR codes.
- When you are ready to make a payment, look for the QR code displayed by the merchant.
- Use the app to scan the QR code. The app will automatically detect the code and prompt you to confirm the amount and details of the transaction.
- Review the details of the transaction and confirm the payment.
- Once the payment is confirmed, the transaction will be processed. You will receive a receipt or confirmation message from the app or the merchant.
Note: Before scanning the QR code, ensure that the QR code is authentic and belongs to the merchant you’ll be paying.
Join the growing community of contactless payments
To begin with, you have to choose the most reliable and user-friendly QR code generator to help you create your own QR code—Free QR Code Generator.
Don’t get left behind on this advancing technology. With QR codes, payments shouldn’t be that hard.
Sign up for an account today, or contact our customer service for assistance.